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I found myself pretty desperate and took out a loan for $100 bucks with Advance America.

In the two weeks I had until my next payday, I decided to file for Chapter 7.

I contacted them to let them know and told the woman there how sorry I was but I had no choice.

They never contacted me again and I found out today they cashed the check I had left them in lieu of the cashier's check I was asked to bring in.

They KNEW I was having problems, they didn't care - they grabbed their money. I can't believe how heartless they treat people.

DON'T EVER USE THEM - if you are having problems and need money quick - go somewhere else!

Review about: Advance America Payday Loan.

Reason of review: I feel they ripped me off at a low point in my life..

Monetary Loss: $118.

Preferred solution: Full refund.

I didn't like: Shady.

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Well, you sign a contract with them when you take out a loan. No, they don't care that you are "having problems" - you signed a contract stating you would pay them back on certain day and that if you didn't, they would cash the check.

And you just happened to decide to file bankruptcy in the two weeks between the time you took out the loan and your next payday? No, that doesn't sound fishy at all.

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