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I made an error in thinking I didn't have good enough credit to get an unsecured loan from my credit union 3 month ago. For the last 3 months I've taken out payday loans to get my car fixed.

Unable to catch up and considering selling my car. I tried to get a secured loan from my credit union. They actually gave me an unsecured loan. Advance America refused to take the check that my credit union printed for me to pay them in full.

Moreover, they told me the terms are stated in the contract that they only accept personal check, money order, or cash for repayment. I asked them to show me where it said it. After the manager spent several minutes looking it over she told me she couldn't find it but that it didn't matter and she told me to get my credit union to give me cash. I explained that wasn't the way the credit union would do the loan.

She walked away and the other women speaking to me also distanced herself from me. I'm currently waiting for a call back from there corporate office and and response from my email from there online customer service. My impression is they don't want me to stop getting payday loans.

Next step will be with government officials. Sigh........

Location: Melvindale, Michigan

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Guest

never heard of this. I work for Advance America and we always accept cashiers checks.

Ryan V Xjb

After speaking with a manager in the company higher up then the store level we came to an agreement. I was able to pay with a cashierรขโ‚ฌโ„ขs check this one time after reassurances where made on both ends. I'm happy and consider this matter closed.

Ryan V Xjb

Correction, itรขโ‚ฌโ„ขs not a certified check. It is a cashierรขโ‚ฌโ„ขs check. Moreover, Advance America's contract states they will accept cash or a cash equivalent. Cashierรขโ‚ฌโ„ขs checks are considered a cash equivalent in most courts. I will contact the Office of Financial and Insurance Regulation at 1-87*-***-**** for Michigan.

Moreover, I will also try speaking with my credit union Monday. I'm sure they will be more helpful.

The Payday loan is due to be paid in full 24 days from now (July 3rd, 2012).

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